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Insurance Covers
Comprehensive Cover
Comprehensive cover insures against any accident that you may have, whether it is your fault or not. This includes damage caused to your car when it is unattended, such as a vandalism incident or a hit and run. However, when a claim is lodged, this may result in a loss of No Claims Discount, so check before you claim. Comprehensive motor insurance also covers your legal liability to third parties (including damage to their vehicle or compensation for injuries sustained if the accident was your fault). The cover extends to fire damage to your car, or any damage arising out of the theft or attempted theft of your car.
Third Party Fire and Theft Cover
Your legal liability to third parties is covered (including damage to their vehicle or compensation for injuries sustained if the accident was your fault). The cover also extends to fire damage to your car, or any damage arising out of the theft or attempted theft of your car.
Third Party Only Cover
Your legal liability to third parties is covered (including damage to their vehicle or compensation for injuries sustained if the accident was your fault). There is no cover for damage to your car from any cause whatsoever.